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Tribune de Robert Bueninck, CEO d’Unzer. Les commerçants sont ouverts au changement. Ils investissent dans des outils numériques et dans une meilleure expérience client. C’est la bonne nouvelle. La mauvaise, c’est que ce qui les freine souvent n’est pas un manque d’ambition, mais la complexité. Notre dernière enquête le montre très clairement. La digitalisation ne peut pas…
par Lynda Clarke, directrice générale Royaume-Uni de Nayax. Le moment du paiement est depuis longtemps l’épicentre de l’innovation dans les paiements, l’objectif étant de rendre chaque transaction plus rapide et plus simple. Mais l’attention du secteur commence à se porter au-delà du passage en caisse. Les entreprises visionnaires du transport, de l’hôtellerie-restauration, du commerce de détail et des services du quotidien reconnaissent que ce que les clients veulent vraiment…
Par Todd Clyde, PDG de Token.io. Amazon et eBay ont tous deux annoncé l’introduction du Pay by Bank comme moyen de paiement au Royaume-Uni. Si le doute était encore permis, cela montre que le Pay by Bank commence à s’imposer comme une option de paiement grand public à l’échelle mondiale. D’abord une alternative « made in Europe » à…
Prix de l’énergie volatils, routes commerciales perturbées, nouveaux régimes de sanctions : les tensions géopolitiques actuelles font douloureusement comprendre à l’Europe que la souveraineté n’est pas une idée abstraite, mais une question de contrôle concret. Celui qui ne maîtrise pas lui-même ses infrastructures critiques est vulnérable au moment où cela compte le plus. Ce constat structure désormais les débats sur l’énergie,…
By Niv Liran, Chief Product & Technology Officer at Unzer Artificial intelligence is quickly shifting from testing phases to daily use and from chatbots to agentic work. In the past two years alone, tools that were once used mainly by data scientists and engineers have become available to employees throughout companies. Generative AI, in particular,…
By Karen Coe, Head of UK, Giesecke+Devrient Banks have previously approached fintech collaboration carefully, recognising that fintechs do some things really well, while other approaches don’t always fit the way banks operate. But signs of partnerships and a new age of innovative cooperation are starting to emerge. This was evidenced by the recent acquisition of digital wallet provider Curve by Lloyds Banking Group, showing a clear intent towards adopting modern fintech capabilities. The partne…
by Amit Dua, SunTec Business Solutions Banks are moving into 2026 with many of the same pressures that have shaped recent years: unpredictable markets, shifting customer expectations and cautious spending decisions. The pace of technology change has not slowed, but the way institutions evaluate that change is becoming more rigorous. Investments now need to show a…
By Kirsty Berry, Head of Product Marketing & Market Analytics, Compass Plus TechnologiesFraud today is complex, fast-changing, and multi-channel. Criminals adapt quickly, exploiting weaknesses in digital banking, new payment methods, and customer behaviour. Financial institutions are under constant pressure to strengthen defences, but without adding unnecessary friction to genuine customers. A hybrid approach, combining the…
By Will Marwick, CEO, IFX Payments While attending Sibos in Frankfurt this year, I got the sense that we’ve reached a tipping point. Real-time cross border speed, operational resilience and end-to-end visibility are the foundation rather than the future. With the EU’s Instant Payments Regulation now in full force as of October 2025, real-time payments…
“Criminals are always one step ahead because they don’t have to follow the rules.” Lisa van Bussel calls for cross-border detection of financial crime Lisa van Bussel, Managing Director of cleversoft Forensics, shared insights into financial crime at this year’s Sibos on 1 October 2025 during the panel event ‘Smart transaction monitoring using AI for…
As demand for faster, cheaper, more accessible and transparent cross-border payments accelerates, the pressure to deliver is mounting. Annick Moes, Head of Industry Issues and Cooperation & Head of Communications, explains why OCT Inst offers a compelling solution – and why payment service providers (PSPs) should start preparing now for its implementation. The launch of…
By William Moroney, Chief Revenue Officer, Temenos In today’s digital-first economy, banks are facing a defining moment. Customers expect their banking experience to be as intuitive and personalised as the best digital services in their lives. Yet, despite increasing investment in technology, many banks remain trapped in a cycle of maintaining legacy systems. These systems,…
