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B2B Payments expert Inez Berkhof-Hollander explains why the government’s stance on late payments is a welcome and necessary move for UK businesses, as reliable, timely payments are the backbone of a healthy B2B ecosystem, but stresses there is more to the story In what is being called the biggest shake-up in payment rules since firms gained powers…
In the article, Azimkhon Askarov, Co-CEO & Partner at CONCRYT, highlights how, by understanding and embracing the payment preferences of Gen Alpha now, merchants can position themselves to engage this generation as they become key consumers. They may not have bank accounts yet, but Gen Alpha is already influencing how financial tools are being designed, used and…
By Jacob Spencer, Chief Revenue Officer, BR-DGE There’s a moment every scaling merchant or PSP hits: you’ve outgrown your initial payment setup, and it’s time to scale with the help of orchestration. That moment comes faster than most expect. Maybe your acquirer goes down and suddenly your checkout is dead. Maybe you want to expand…
After two years since its enactment, the Digital Operational Resilience Act (DORA) has come into force across the European Union (EU), promising to be a landmark in regulatory efforts to bolster the operational resilience of IT systems within the financial sector. While it may appear to be a complex and highly technical piece of legislation, a deeper…
In a fast-moving financial landscape where failed transactions are more than just a minor disruption—they are a potential revenue killer— Brady Harris, CEO, IXOPAY offers a compelling view on the next evolution of payments. From AI-powered orchestration to optimising transaction success rates, Brady reveals how smart payment infrastructure is redefining the customer experience for global…
Kate Marsden, Chief Marketing Officer at award-winning, real-time payments provider Yaspa, argues that continued widespread user adoption of open banking will only come about when the mechanism has an established brand identity Pay-by-Bank. Pay by bank account. Account-to-account payments. A2A. Open banking. Instant payments… All of these terms are currently being used to refer to the…
by Maxim Chernuschenko, CEO of Fingular Singapore-based global neobank Fingular, launched in late 2021, is a salient example of a next generation neobank. Late last year Fingular surpassed the milestone of 5 million customers and achieved operational Breakeven in just 3 years since inception. The neobank, that call itself the Bank of the Southern Hemisphere,…
Zaki Farooq, Chief Technology Officer and Co-Founder of PayFuture Expanding into emerging markets is a massive opportunity, but it’s also a reality check for many online businesses. I’ve seen companies enter these regions with big ambitions, only to find that their usual payment strategies simply don’t work. As the co-founder of a payments technology business…
Cross-border payments are the backbone of international transactions. The market, dominated by traditional facilities such as wire transfers, money orders, or bank drafts, is seeing a rapid transformation with the evolution and adoption of digital currencies. Why do we need to step up from these traditional cross-border payment methods to digital currencies? As you might…
Rico Ernst, CEO of Aurora Capital SA (Pty) Ltd In today’s fast-paced financial world, investors are spoiled for choice. With thousands of funds and countless options, making the right decision often feels overwhelming. The question is how do you choose the right investment at the right time? Aurora Capital believes the answer lies in one…
Rehana Mitha, UK Managing Director for Edenred Payment Solutions Virtual cards will drive efficiency and innovation in payments: In 2025, virtual cards will revolutionise how businesses handle payments, seamlessly integrating into customer journeys and taking embedded finance to the next level. These cards are more than just a tool for efficiency—they’re a game changer for…
Industry thought leaders from Marqeta, the global modern card issuing platform, offer a detailed outlook of the fintech industry for 2025, with predictions around personalisation, digitalisation, and the evolving regulatory landscape. Marcin Glogowski, SVP Managing Director for Europe and UK CEO In 2025 payments will turn fully personal, with tailored credit, rewards, and BNPL at scale…
