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O varejo precisa de menos complexidade, não de mais digitalização

Artigo de Robert Bueninck, CEO da Unzer. Os varejistas estão abertos à mudança. Estão investindo em ferramentas digitais e em melhores experiências para o cliente. Essa é a boa notícia. A má notícia é que o que muitas vezes os trava não é a falta de ambição, mas a complexidade. Nossa pesquisa mais recente deixa isso muito claro. A digitalização não pode…

5 DE OUT. DE 2026 · 6 min de leitura

Estamos procurando a próxima revolução dos pagamentos no lugar errado?

por Lynda Clarke, gerente-geral da Nayax no Reino Unido. O momento do pagamento há muito tempo é o epicentro da inovação em pagamentos, com o foco em tornar cada transação mais rápida e fácil. Mas a atenção do setor começa a ir além do caixa. Empresas visionárias de transporte, hotelaria, varejo e serviços do dia a dia estão percebendo que o que os clientes realmente…

19 DE AGO. DE 2026 · 5 min de leitura

Pagamento direto pela conta bancária funciona, e a fragmentação prova isso

Por Todd Clyde, CEO da Token.io. Amazon e eBay anunciaram a introdução do Pay by Bank como meio de pagamento no Reino Unido. Se ainda havia alguma dúvida, isso sinaliza que o Pay by Bank começa a se consolidar como uma opção de pagamento global e popular. Inicialmente uma alternativa “made in Europe” a…

6 DE AGO. DE 2026 · 3 min de leitura

Soberania europeia também passa pela infraestrutura de pagamentos

Preços de energia voláteis, rotas comerciais interrompidas, novos regimes de sanções: as tensões geopolíticas atuais estão deixando dolorosamente claro para a Europa que soberania não é uma ideia abstrata, mas uma questão de controle concreto. Quem não controla a própria infraestrutura crítica fica vulnerável justamente quando mais importa. Essa percepção agora molda os debates sobre energia,…

12 DE JUL. DE 2026 · 6 min de leitura

Why companies must move from AI usage to AI upskilling

By Niv Liran, Chief Product & Technology Officer at Unzer Artificial intelligence is quickly shifting from testing phases to daily use and from chatbots to agentic work. In the past two years alone, tools that were once used mainly by data scientists and engineers have become available to employees throughout companies. Generative AI, in particular,…

22 DE ABR. DE 2026 · 8 min de leitura

Banks and fintechs will evolve together

By Karen Coe, Head of UK, Giesecke+Devrient Banks have previously approached fintech collaboration carefully, recognising that fintechs do some things really well, while other approaches don’t always fit the way banks operate. But signs of partnerships and a new age of innovative cooperation are starting to emerge. This was evidenced by the recent acquisition of digital wallet provider Curve by Lloyds Banking Group, showing a clear intent towards adopting modern fintech capabilities. The partne…

6 DE JAN. DE 2026 · 2 min de leitura

Banking in 2026: Intelligence, Composability and Value Creation

by Amit Dua, SunTec Business Solutions Banks are moving into 2026 with many of the same pressures that have shaped recent years: unpredictable markets, shifting customer expectations and cautious spending decisions. The pace of technology change has not slowed, but the way institutions evaluate that change is becoming more rigorous. Investments now need to show a…

23 DE DEZ. DE 2025 · 5 min de leitura

Real-world scenarios where hybrid fraud prevention wins

By Kirsty Berry, Head of Product Marketing & Market Analytics, Compass Plus TechnologiesFraud today is complex, fast-changing, and multi-channel. Criminals adapt quickly, exploiting weaknesses in digital banking, new payment methods, and customer behaviour. Financial institutions are under constant pressure to strengthen defences, but without adding unnecessary friction to genuine customers. A hybrid approach, combining the…

22 DE OUT. DE 2025 · 4 min de leitura

Sibos 2025: Payments are shifting

By Will Marwick, CEO, IFX Payments While attending Sibos in Frankfurt this year, I got the sense that we’ve reached a tipping point. Real-time cross border speed, operational resilience and end-to-end visibility are the foundation rather than the future. With the EU’s Instant Payments Regulation now in full force as of October 2025, real-time payments…

20 DE OUT. DE 2025 · 3 min de leitura

Panel discussion at Sibos 2025

“Criminals are always one step ahead because they don’t have to follow the rules.” Lisa van Bussel calls for cross-border detection of financial crime Lisa van Bussel, Managing Director of cleversoft Forensics, shared insights into financial crime at this year’s Sibos on 1 October 2025 during the panel event ‘Smart transaction monitoring using AI for…

8 DE OUT. DE 2025 · 2 min de leitura

OCT Inst: The pan-European opportunity to deliver enhanced cross-border payments

As demand for faster, cheaper, more accessible and transparent cross-border payments accelerates, the pressure to deliver is mounting. Annick Moes, Head of Industry Issues and Cooperation & Head of Communications, explains why OCT Inst offers a compelling solution – and why payment service providers (PSPs) should start preparing now for its implementation. The launch of…

1 DE OUT. DE 2025 · 3 min de leitura

MODERNISING CORE BANKING: RECLAIMING INNOVATION TO SERVE CUSTOMERS BETTER

By William Moroney, Chief Revenue Officer, Temenos In today’s digital-first economy, banks are facing a defining moment. Customers expect their banking experience to be as intuitive and personalised as the best digital services in their lives. Yet, despite increasing investment in technology, many banks remain trapped in a cycle of maintaining legacy systems. These systems,…

24 DE SET. DE 2025 · 5 min de leitura