昂泽CEO：零售业需要的是降低复杂性，而非更多数字化
昂泽（Unzer）首席执行官罗伯特·比宁克（Robert Bueninck）客座撰文：零售商乐于求变。他们正在投资数字化工具，改善客户体验。这是好消息。坏消息是，阻碍他们的往往不是缺乏雄心，而是复杂性。我们最新的调查清楚地表明了这一点。数字化不能……
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最新报道
下一场支付革命，我们是否找错了方向？
作者：纳亚克斯（Nayax）英国区总经理琳达·克拉克（Lynda Clarke）。长期以来，支付环节一直是支付创新的核心，重点在于让每一笔交易更快、更便捷。但业界的关注点正开始超越结账环节。交通、酒店餐饮、零售和日常服务领域的前瞻性企业正在认识到，顾客真正想要的……
银行账户支付正在走红，碎片化恰恰证明了这一点
作者：Token.io首席执行官托德·克莱德（Todd Clyde）。亚马逊（Amazon）和eBay均已宣布在英国推出银行账户支付（Pay by Bank）作为支付方式。如果说此前还有任何疑虑，这表明银行账户支付正开始巩固其作为全球主流支付选项的地位。银行账户支付最初是卡支付的一种“欧洲制造”替代方案……
欧洲主权之争，也是支付基础设施之争
能源价格剧烈波动、贸易航线受阻、新的制裁机制接连出台：当今的地缘政治紧张局势让欧洲痛切地认识到，主权并非抽象概念，而是实实在在的控制权问题。如果不能自主掌控关键基础设施，那么在最关键的时刻就会陷入被动。这一认识如今正在影响围绕能源、……
Why companies must move from AI usage to AI upskilling
By Niv Liran, Chief Product & Technology Officer at Unzer Artificial intelligence is quickly shifting from testing phases to daily use and from chatbots to agentic work. In the past two years alone, tools that were once used mainly by data scientists and engineers have become available to employees throughout companies. Generative AI, in particular,…
Banks and fintechs will evolve together
By Karen Coe, Head of UK, Giesecke+Devrient Banks have previously approached fintech collaboration carefully, recognising that fintechs do some things really well, while other approaches don’t always fit the way banks operate. But signs of partnerships and a new age of innovative cooperation are starting to emerge. This was evidenced by the recent acquisition of digital wallet provider Curve by Lloyds Banking Group, showing a clear intent towards adopting modern fintech capabilities. The partne…
Banking in 2026: Intelligence, Composability and Value Creation
by Amit Dua, SunTec Business Solutions Banks are moving into 2026 with many of the same pressures that have shaped recent years: unpredictable markets, shifting customer expectations and cautious spending decisions. The pace of technology change has not slowed, but the way institutions evaluate that change is becoming more rigorous. Investments now need to show a…
Real-world scenarios where hybrid fraud prevention wins
By Kirsty Berry, Head of Product Marketing & Market Analytics, Compass Plus TechnologiesFraud today is complex, fast-changing, and multi-channel. Criminals adapt quickly, exploiting weaknesses in digital banking, new payment methods, and customer behaviour. Financial institutions are under constant pressure to strengthen defences, but without adding unnecessary friction to genuine customers. A hybrid approach, combining the…
Sibos 2025: Payments are shifting
By Will Marwick, CEO, IFX Payments While attending Sibos in Frankfurt this year, I got the sense that we’ve reached a tipping point. Real-time cross border speed, operational resilience and end-to-end visibility are the foundation rather than the future. With the EU’s Instant Payments Regulation now in full force as of October 2025, real-time payments…
Panel discussion at Sibos 2025
“Criminals are always one step ahead because they don’t have to follow the rules.” Lisa van Bussel calls for cross-border detection of financial crime Lisa van Bussel, Managing Director of cleversoft Forensics, shared insights into financial crime at this year’s Sibos on 1 October 2025 during the panel event ‘Smart transaction monitoring using AI for…
OCT Inst: The pan-European opportunity to deliver enhanced cross-border payments
As demand for faster, cheaper, more accessible and transparent cross-border payments accelerates, the pressure to deliver is mounting. Annick Moes, Head of Industry Issues and Cooperation & Head of Communications, explains why OCT Inst offers a compelling solution – and why payment service providers (PSPs) should start preparing now for its implementation. The launch of…
MODERNISING CORE BANKING: RECLAIMING INNOVATION TO SERVE CUSTOMERS BETTER
By William Moroney, Chief Revenue Officer, Temenos In today’s digital-first economy, banks are facing a defining moment. Customers expect their banking experience to be as intuitive and personalised as the best digital services in their lives. Yet, despite increasing investment in technology, many banks remain trapped in a cycle of maintaining legacy systems. These systems,…
