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INSIGHTEX 关于Insights的最新报道、访谈与分析。
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Interview with Emily Renny, Senior Director at Checkout.com FB: Can you explain the concept of “Save Now, Pay Later” (SNPL) and how it differs from the traditional “Buy Now, Pay Later” (BNPL) model? ER: Buy Now, Pay Later is a form of short-term credit enabling consumers to purchase goods or services, while spreading out the…
Interview with Rustam Rahmatov, co-founder and CEO of Islamic Fintech Start-ups IMAN and U FB: Rustam, please introduce yourself and the start-ups RR: As the founder and CEO of IMAN Holding and U, I lead two innovative companies at the forefront of Islamic fintech. With a solid background in finance and technology, I’ve obtained extensive…
Chris Michael, CEO and Co-founder, Ozone API As the UK sees in a new Government, the UK’s open banking and smart data initiatives are at an important inflection point. Recently, the then Conservative Government launched policies including a Smart Data Roadmap and a new open finance taskforce, under the Data Protection and Digital Information Bill (DPDI). …
by Dan McLoughlin, Fraud and Security Specialist, Lynx To loosely paraphrase Steve Jobs, paradigm shifts in payments are never caused by one business, but instead by an entire collective. The events of the past few weeks have certainly echoed this sentiment. Following Chris Helmsley’s recent departure from his role as managing director of the Payments System…
by Dan McLoughlin, Lynx Tech’s Fraud and Security Specialist The new Labour government needs to focus on three key things: maintaining the UK finance industry’s global leadership; ensuring our regulations remain relevant domestically and globally; and fostering growth in our finance and fintech industries. While we cannot say for certain what a new Labour government will…
Interview with Francesc Altisent, VP of Payments, Mangopay How are marketplaces and platforms that Mangopay supports driving the shift towards a circular economy? FA: Innovation in payments has revolutionised the revenue models for marketplaces and platforms. Not so long ago, they would make money by selling advertisements or premium spaces on their listings. Now, thanks to…
by Chris Michael, CEO and Co-founder, Ozone API It’s taken a global effort to reach the point the open banking and finance sector is now at – and yet no two countries have taken the same approach. The UK stands out as one of the sector’s formative players for launching the first regulated open banking standards…
Can you share your journey to becoming the Marketing Manager at Giesecke+Devrient (G+D)? CZ: My path to becoming the Marketing Manager at Giesecke+Devrient has been diverse and enriching. Born and raised in New Zealand, I studied in China and the United States before moving to Germany for work. Despite my background in health science and…
As digital commerce expands, the rise of fraudulent activities remains a significant challenge. The Merchant Risk Council (MRC), in partnership with Visa Acceptance Solutions and Verifi, has released the 2024 Global eCommerce Payments and Fraud Survey, offering essential insights into online payment security and fraud prevention trends. Key Takeaways • Revenue Loss Due to Fraud:…
As we progressed through Q1 of 2024, the fintech sector is at a pivotal crossroads. Despite an 11% rebound in the broader venture market, fintech funding has decreased by 16% quarter-on-quarter, plummeting to its lowest quarterly level since 2017 with a total of $7.3 billion. This presents a mixed landscape of challenges and opportunities within…
The European Union has taken a significant step forward in its efforts to combat money laundering and terrorist financing with the establishment of the Anti-Money Laundering Authority (AMLA). This pivotal development marks a new era in financial regulation, aiming to harmonize and strengthen anti-money laundering (AML) and counter-terrorism financing (CTF) measures across member states. On…
by Chris M Skinner Fifteen years ago, social media was becoming popular. Facebook was growing fast, and Twitter had just launched. Ten years ago, banks were cautious about such media as it might compromise customer information. Five years ago, many were starting to get the idea, but were still trying to work out how to…
