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Retail needs less complexity, not more digitalisation

Guest contribution by Robert Bueninck, CEO of Unzer Retailers are open to change. They are investing in digital tools and better customer experiences. That is the good news. The bad news is that what often holds them back is not a lack of ambition, but complexity. Our latest survey makes that very clear. Digitalisation cannot…

Insights · OCT 5, 2026 · 6 min read

European sovereignty is also a matter of payment infrastructure

Volatile energy prices, disrupted trade routes, new sanctions regimes: today’s geopolitical tensions are making it painfully clear to Europe that sovereignty is not an abstract idea, but a matter of concrete control. If you do not control critical infrastructure yourself, you are vulnerable when it matters most. This insight is now shaping debates around energy,…

Insights · JUL 12, 2026 · 6 min read