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by Scott Dawson, CEO of DECTA The ‘real’ year of the SME We were assured 2024 was going be the Year of the SME – did it feel that way? We had a budget that was lacklustre at best and actively hostile to small businesses at worst with little else that directly addressed the concerns of their owners….
Next year looks rosy for the fintech sector, with an uptick in the adoption of embedded finance in the B2B space, further steps forward in AI and more opportunities to collaborate with banks. Michael Galvin, co-founder of technology provider Toqio, shares his top predictions for 2025 The fintech sector will see a reversal of fortunes…
Interview with Josh Berwitz, Chief Commercial Officer at Ascenda What do you see as the primary reasons businesses choose to adopt commercial cards in their financial operations? JB: Businesses primarily adopt commercial cards to track employee spending, simplify their accounting and reporting workflows, and gain access to valuable rewards and benefits. According to our research,…
Comment from Aaron Holmes, CEO of Kani Payments: A New Era for Reconciliation in Payments “The reconciliation software market, set to grow from USD 1.72 billion in 2023 to USD 6.49 billion by 2032, underscores a profound shift towards accuracy and efficiency in finance. This growth isn’t just about technology adoption—it’s a response to the mounting complexity…
As we enter 2025, the UK’s fintech sector is poised for a resurgence following a prolonged period of economic downturn and stands to benefit immensely from the government’s commitment to embrace innovation. With the potential to unlock nearly £330 billion over the next five years, the timing is ideal for businesses to forge new partnerships, especially within the…
Roger Alexander, key advisor to Chargebacks911 Like many of you, I’ve had phone calls from scammers. They’re usually very easy to spot, even before I pick up the phone – invariably they are from an unknown mobile number, something a legitimate organisation would never use. The caller then goes on to explain that they are…
by Jerry Mulle, UK Managing Director, Ohpen and Abdul Khan, General Manager, Cognizant One of the key economic trends of the last forty years has been the growth of technology and automation in the workplace. The mortgage market is no exception. As the market has matured and evolved, technology has become the key to injecting…
By Roger Alexander, Advisor to Chargebacks911’s Advisory Board Imagine that you are reading your bank statement and among your transactions—the Netflix subscription, a coffee at that place near work—there is one that you don’t recognise. It’s unclear who the company is, as there’s no name on the billing descriptor, but a series of numbers and…
Attributed to Lucian Daia, CTO, Zitec The frenzy of Christmas and Halloween marketing is already in full swing, with date reveals of Christmas market returns to pumpkin patch locations, retailers are gearing up to execute their strategies as the Golden Quarter approaches. This year, however, retailers have another string to their bow, another key message…
by Roger Alexander, Key Advisor at Chargebacks911 The debate between regulation and competition is one of the longest in modern business, and one of the least likely to ever be satisfactorily resolved. On one hand, supporters of deregulation argue that loosening rules allows companies to create more innovative products or seize upon efficiency savings. Those…
Interview with Tamas Kadar, CEO and co-founder of SEON, on Dynamic Friction The continued rise of online fraud is one of the most concerning trends of recent years. Wherever technology advances, fraudsters, unfortunately, seem to follow. Recently, INTERPOL, the international organisation that facilitates worldwide police cooperation and crime control, released its Global Financial Fraud assessment, highlighting that…
by Alexander Berrai, Deputy CEO at emerchantpay Open Banking has become a transformative force in fintech and payments, offering the potential for more transparent, efficient, secure and convenient transactions. Despite recently hitting 10 million users in the UK, overall adoption has remained relatively slow. While most financial leaders and merchants recognise the benefits of Open Banking, a significant…
